Guides
Plain-English guides to Pakistan’s tax rules, bills and savings, checked against official sources and linked to the calculators.
- How government pension and commutation are calculated in Pakistan (2026)A federal government pension is 7/300 of your 24-month average pay for each year of service, up to 70%.
- Gratuity in Pakistan: who gets it, how it’s calculated, by provincePrivate-sector gratuity in Pakistan is 30 days’ wages per year of service, two months’ in Balochistan.
- How to become a filer (Active Taxpayers List) in Pakistan and why it mattersA filer is someone on FBR’s Active Taxpayers List, which you join by registering on IRIS and filing a return.
- How to calculate zakat in Pakistan: nisab, what counts and a worked exampleZakat is 2.5% of your net zakatable wealth once it reaches the nisab and a lunar year has passed.
- How to read your electricity bill (LESCO, IESCO, K-Electric and others)Every line of a Pakistani electricity bill explained, from units and slab rates to fixed charges, FPA, QTA and GST.
- Income tax slabs 2026-27 for salaried people in Pakistan, explainedSalary up to Rs 600,000 a year is tax-free in 2026-27; above that, rates rise from 1% to 35%.
- MDCAT and ECAT merit: how your aggregate is calculated (2026)MBBS and BDS merit is 50% MDCAT, 40% FSc and 10% matric; UET engineering merit is 33% ECAT, 50% FSc Part-I and 17% matric.
- National Savings schemes compared (2026): which pays the most?Behbood and Pensioners’ Benefit pay 12.72% from 1 October 2026, the most of any CDNS scheme.
- Taxes and fees when buying or selling property in Pakistan (2026-27)Filers pay 1.25% (236K) to buy and 2.75% (236C) to sell property in 2026-27.
- How to register a phone with PTA in 2026 (passport or CNIC) and how much tax you payRegister an imported phone on PTA DIRBS in 2026 on passport or CNIC.
- Selling on Daraz in 2026: fees, tax and how to price for profitDaraz takes a category commission, a 2.25% payment fee and a handling fee, and 1% or 2% income tax is withheld.
- Solar net metering vs net billing in Pakistan (2026): what changed and is it still worth itNew rooftop solar in Pakistan is on net billing, not net metering.